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For 2026, the Loss Cost Multiplier (LCM) has decreased from 1.69 to 1.59, lowering overall rates. For more details, view the 2026 Updates PDF.
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Welcome to our dedicated platform for insurance agents, where we specialize in offering comprehensive workers’ compensation insurance solutions. Our Builders and Contractors Workers’ Compensation Fund is renowned for its exceptional offerings, including ultra-competitive commissions, lucrative renewals, and consistently competitive rates tailored to meet the diverse needs of various industries.
Highly Competitive Commissions:
As an insurance agent, you’ll benefit from our competitive commission structures, ensuring lucrative commissions for both new policies and renewals.
Attractive Dividend Potential:
Our policyholders have the potential to receive dividends annually, a testament to our strength in underwriting and our strong financial position.
No Binding Agency Contracts:
Enjoy the freedom to offer our products without the constraints of a mandatory agency contract.
Exclusive Agent Sales Incentive:
Capitalize on our special incentive program designed specifically for agents.
Proven Track Record of Dividend Payments:
Our history of paying back dividends in just a three-year period highlights our financial stability and commitment to our clients.
We cater to a wide range of industries, with a particular focus on mechanical contractors, roofers, electricians, manufacturers, and more. Our tailored solutions ensure that every business receives optimal workers’ compensation coverage regardless of its niche.
Since its inception in 1996 by a group of visionary contractors, B&C has become a leading choice for contractor-focused workers’ compensation insurance. Our fund is designed to meet the unique requirements of the construction and mechanical sectors, offering:
We believe in empowering our agents with all the necessary tools and resources to succeed. Our support includes:
For any queries or support, our team is readily available to assist you. Contact us to discuss your needs or to explore our workers’ compensation offerings in more detail.
If you have any questions or issues, please contact us right away to discuss further.
For 2026, the Loss Cost Multiplier (LCM) has decreased from 1.69 to 1.59, lowering overall rates and helping businesses better manage their workers’ compensation costs. To review more details and other 2026 updates, please click below to view the 2026 Updates PDF.
An agency contract is not required to work with B&C, the fund is open to all agents, find out more today! Contact Stacey Gohl to see if the B&C Fund is right for you and your contracting clients.
3500 American Blvd W, Suite 155
Bloomington, MN 55431
Copyright 2025 B&C Fund